How much is health worth? (33)

On May 12, as my house was burning, my son was taken to the ER. He didn’t want to go. I’ve got to go to the airport to pick up my mom, he kept saying. But the ambulance crew insisted. Jacob was beginning to sound hoarse and incoherent. He needed to be checked out for smoke inhalation injuries. Laure, the nanny next door, saw him lying on the ground, covering his eyes with his hands and shaking his head, repeating Oh my God, Oh my God. It’s heartbreaking for me to visualize this scene. I wasn’t there; I was in the air flying towards home, but I’m grateful that others were there for my son – my neighbors David and Marcia, the firefighters, and especially, the emergency medical crew. They took care of him and got him settled in the ambulance, and that’s when the medical costs began to accumulate.

My son is 20 and has not been enrolled in school since December due to his Depression issues. He hasn’t been able to find a job either, despite dozens of applications. He has no health care coverage on his own. His ambulance ride cost $1,100.95 and his helicopter lift to Brooke Army Medical Center’s burn unit in San Antonio cost $9,465.22. The 2 ½ days of hospitalization cost $22,068. That makes a total of $32,634.17 in case you were wondering. If not for the recent health insurance reforms, Jacob would be bankrupt before he even began his adult life. Luckily, due to the health insurance reforms, I have been able to keep him on my insurance and for that, I am deeply grateful. The costs so far, and who knows, there may still be a bill or two yet to come, add up to more than half my yearly income. Who can afford that? Not the vast majority of people in my circles. And yet, no one I know would reject medical treatment for their children. Why should anyone have to choose between medical care and bankruptcy?

Oddly enough, my son is not the first in the family to be airlifted for hospital care. When he was a mere babe of 15 months and we were visiting the German grandparents for the summer, I developed a severe case of bacterial pneumonia. I was also five months pregnant with daughter Sarah. I, too, was taken by ambulance to the local hospital, where I spent the night in the ER. The next morning, the doctor informed me that I was to be airlifted to the university hospital for specialized care. I didn’t want to go. All I could think of was how terribly expensive it would be and that the insurance I had as a graduate student in the U.S. was not particularly good. Nein, bitte, es kostet ein Vermögen. No, please, it’ll cost a fortune. The German doctor looked startled. That wasn’t the reaction she had expected. Health first, she insisted, and off I went. Now I’m not saying that the German health care system is perfect, but I had lived with it for six years when Germany was my home, and I have to say, it worked pretty well overall.  Patients didn’t go broke paying, and doctors still made a pretty good living. I received care for my allergies and eczema, including a 3-week hospital stay, along with other minor ailments, and I never once asked not to be treated because I was worried about costs. I don’t know how to solve all our health care issues in America, but I do know that no one should have to worry about money first and health second.

This entry was posted in Daughter, Depression, Family Crisis, Firefighters, Germany, Health Care, Hospital, House Fire, Insurance, Money Issues, My Life, Personal Memoir, Son and tagged , , , , , , , , , , , , , , , . Bookmark the permalink.

8 Responses to How much is health worth? (33)

  1. shoshwrites3 says:

    There really are still plenty of Americans who can discuss opposing views without getting rabid, but they don’t make the news. 🙂

  2. Janet Mac Nair says:

    There are lots of things I love about Germany, but I think I’d have to put the health care system at the top of that list. And number two would be Germans’ ability to discuss things like politics with each other AND to disagree with each other without foaming at the mouth. America scares me.

  3. shoshwrites says:

    I feel for you. I’ve been in similar situations. Even when I was a teacher for a short time in TX, I couldn’t afford to pay the kids’ insurance (almost $400 a month on a teacher’s salary!). Their dad put them on his, but that was mostly catastropic insurance. I’m grateful that I have good benefits now, but the system needs fixing — it’s one of the major problems in our society.

  4. Kat says:

    Mr. G sent me and I’m grateful. I’m a single mom, after 9 years as a stay home mom I was able to get a job as a book keeper making $14 an hour. Insurance for just one adult plus dependent children (not a family plan) cost me over $100 a week. Most weeks I spent less on groceries than insurance. When I was laid off I tried to get state insurance for my children. I was told I made too much from child support plus unemployment. Really? I have gotten the children on insurance through a different state plan now but I remain uninsured. I’m almost 40, and haven’t seen a doctor in almost two years. I just can’t afford it. And if something does put me in the hospital I fear it would bankrupt me and ruin my credit for the next ten years.

  5. shoshwrites says:

    Thank you for your comment, Deborah. I’ve been a little concerned about the comments this post might elicit, but I have strong views on the subject and am ready to fight for them! I’m sick and tired of the scare tactics used by too many who are privileged to have health coverage. It should be a right, not a privilege!

  6. A Twitter exchange a few nights ago finally got me to the point where I had to sit down and write about my experiences. I wasn’t confident enough to post them initially, but I’ve been shocked by the responses in a very different way than expected. (None of the responses have involved the words “commie” or “b@st@rd,” thus far.) You say it so much more succinctly than I managed, & I’m grateful to see it put so baldly: I do know that no one should have to worry about money first and health second.

    Seconded. So very much seconded.

  7. shoshwrites says:

    I wouldn’t be, unfortunately. I know the problem all too well. Until I started teaching high school, it was a constant scramble to get decent health coverage.

  8. Adam J. Toth says:

    You’d be surprised how much that concerns me on a daily basis, Shosh.

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